interscale.ac.id (“website”) owned and operated by Interscale (“we”) welcomes you.
We offer you access to our services through the “Website” (defined below) subject to the following Terms and Conditions, which we may update from time to time with or without notice to you. We strongly recommend that you read these Terms and Conditions. By accessing and using this Website, you acknowledge that you have read, understood, and agree to be legally bound by these terms and conditions and our Privacy Policy, which are hereby incorporated by reference (collectively, the “Agreement”). If you do not agree to any of these terms, then please do not use this Website.
“Agreement” refers to these Terms and Conditions and the Privacy Policy and any other documents made available to you by the Website;
“Service” or “Services” refers to any of the services indicated below, which we may offer from our Website. “User”,
“You” and “Your” refers to the person accessing the website to take or avail of any services from us. User shall include any company, partnership, sole trader, person, body corporate or association taking services from this Website;
“We”, “us”, “our” are references to Interscale;
“Website” means and includes “https://interscale.ac.id” and its successor or affiliated websites;
All references to the singular include the plural and vice versa and the word “including” shall be construed as “without limitation”.
Words used herein regardless of the number and gender in which they are specifically used shall be deemed and construed to include any other number, singular or plural, and any other gender, masculine, feminine or neuter, as the context requires.
References to any statute, regulation or other law include all regulations and other instruments and all consolidations, amendments, re-enactments or replacements for the time being in force.
All headings, boldface and italics (if any) have been inserted for ease of reference only and shall not limit, or affect the meaning or interpretation of any provision of this Agreement.
Scope: These Terms govern your use of the Website and Services. Unless otherwise specified, these Terms do not apply to Third Party Products or Services, which are governed by their terms of service.
Eligibility: Certain services of the Website are not available to minors under the age of 18 or to users who have been suspended or removed from the system by us for any reason.
Electronic Communications: When you use this Website or send emails and other electronic communications from your desktop or mobile device to us, you are communicating with us electronically. By sending, you agree to receive return communications from us electronically in the same format and you may retain copies of these communications for your records.
Interscale.ac.id provides blogs, financial calculators, and financial applications related to Financial Independence, Early Retirement, budgeting, saving, investing, and others.
We reserve the right, in our sole discretion, to change, modify, add, or remove portions of the Terms (collectively, “Changes”), at any time. We may notify you of changes by posting a revised version of the Terms incorporating the Changes to the Website. Your continued use of the Site following the posting of changes constitutes your acceptance of and agreement to the Changes.
1. Content Responsibility.
This website allows you to share content, post comments, feedback, etc. (“content”), but you are solely responsible for the content you submit. You represent that you have the necessary permissions to use such content.
When posting content to the website, please do not post content that:
Contains obscene, profane, abusive, racist or hateful language or phrases, pornographic or indecent text, photographs or illustrations, inflammatory personal, racial or religious attacks;
Is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, deceptive, inaccurate, unfair, contains grossly exaggerated or unsubstantiated claims;
Violates the privacy rights of any third party, is harmful or offensive to any individual or community;
Discriminates on the basis of race, religion, national origin, gender, age, marital status, sexual orientation or disability, or refers to them in any manner prohibited by law;
Violates or inappropriately encourages the violation of any city, state, federal or international law, rule, regulation or ordinance;
Transmits viruses or other harmful, disruptive or destructive files;
Sends repetitive messages related to other users and/or makes comments that are insulting or offensive to other individuals or repeats the same message under multiple emails or subject lines;
Unlawfully obtained information or data.
Submitted content that includes, but is not limited to the following, will be rejected by us. In case of repeated violations, we reserve the right to revoke user access to the website without prior notice.
With this Website:
We provide you with the opportunity to avail of the Products and Services offered from our Website.
We make no warranty or guarantee that the descriptions of the Products and Services are accurate, complete, reliable, current, or error-free. If the Products or Services offered by the Website are not as described, your sole remedy is to notify us of the Service for further action.
We reserve the right, but are not obligated, to limit the use or provision of any products or services to any person, geographic region, or jurisdiction. We may exercise this right as needed.
to monitor access to or use of the Services or Content or to review or edit any Content, we have the right to do so in order to operate the Services, to ensure compliance with these Terms, and to comply with applicable law or other legal requirements. We reserve the right, in our sole and absolute discretion, to deny you access to the Website or any services, or any portion of the Website or services, without notice, and to remove any content.
You understand and agree that we (a) do not guarantee the accuracy, completeness, validity, or timeliness of information posted by us or any third party; and (b) are not responsible for any materials posted by us or any third party. You should use your judgment, caution, and common sense in evaluating any prospective methods or offerings and any information provided by us or any third party.
Furthermore, we will not be liable for any direct, indirect, consequential or consequential loss or damage that may be suffered by users through the use of the interscale.ac.id website including loss of data or information or any type of financial or physical loss or damage.
In no event shall interscale, nor its Owners, directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, significant, or exemplary costs, including but not limited to, loss of proceeds, figures, use, goodwill, or other intangible losses, resulting from (i) your use of or access to or failure to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) any unlawful access, use or alteration of your transmissions or content, whether based on warranty, contract, domestic tort (including negligence) or any other legal concept, whether or not we have been advised of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
You release us and our successors from all losses, damages, rights, and claims, and actions of any kind, including personal injuries, death, and property damage, directly or indirectly related to or arising out of your use of the Services (collectively, “Claims”).
Any material provided by the Client/Customer during the use of our services will be kept confidential by us from third parties, unless such disclosure is required by legal process or unless such disclosure is made to our financial auditors or an authorized regulatory body. Disclosing or using this information for any purpose outside the scope of this Agreement.
We are not liable to you for:
You are strictly prohibited from using our Website or Services for any illegal spamming activities (including collecting email addresses and personal information from others or sending bulk commercial emails), other than for the purposes intended on this website.
This Website may contain links to external or third-party websites (“External Sites”). These links are provided solely as a convenience to you and do not constitute an endorsement by us of the content on such External Sites. The content on such External Sites is created and used by other parties. You may communicate with the site administrator of such External Sites. We are not responsible for the content provided in any External Site link and make no representations about the content or accuracy of the information on such External Sites. You should take precautions when downloading files from any of these Websites to protect your computer from viruses and other critical programs. If you agree to access any linked External Site, you do so at your own risk.
By accessing or using this Website, you consent to our use, storage or processing of your personal information in accordance with our Privacy Policy.
Every effort has been made to ensure that the information offered on this Website is accurate and error-free. We apologize for any errors or omissions that may occur. We cannot guarantee that the use of the Website will be error-free or fit for purpose, timely, that defects will be corrected, or that the site or the server that makes it available are free from viruses or bugs or indicate the full functionality, accuracy, reliability of the Website and we make no warranty, express or implied, relating to fitness for purpose, or accuracy.
The website and services are provided on an “as is” and “as available” basis without warranty of any kind, including that the website will operate error-free or that the website, its servers, or its content or services are free from computer viruses or similar contamination or destructive features.
We disclaim all licenses or warranties, including, without limitation, licenses or warranties of title, merchantability, non-infringement of third party rights, and fitness for a particular purpose and any warranties arising from a course of dealing, course of performance, or usage of trade. With respect to any warranty, contract, or common law tort claim: (i) we shall not be liable for any incidental, consequential, or substantial damages, loss of profits, or damages resulting from loss of data or business interruption resulting from the use of or inability to access and use the website or the content, even if we have been advised of the possibility of such damages.
The website may contain technical or typographical errors or omissions. Except as required by applicable law, we shall not be liable for any typographical, technical, or pricing errors recorded on the website. This website may contain information about specific services, not all of which are available in every location. Reference to a service on the website does not imply that such service is or will be available in your location. We reserve the right to make changes, corrections and/or improvements to the website at any time without notice.
The Website contains materials, such as software, text, graphics, images, designs, sound recordings, audiovisual works, and other materials provided by or on behalf of us (collectively, the “Content”). The Content may be owned by us or by third parties. Unauthorized use of the Content may violate copyright, trademark, and other laws. You have no right to use the Content, and you will not take any Content except as permitted under this Agreement. No other use is permitted without our prior written consent. You must note all copyright and other proprietary notices contained in the original Content on any copy you make of the Content. You may not transfer, license or sublicense, sell, or modify the Content or reproduce, display, publicly perform, create derivative versions of, distribute, or use the Content in any way for any public or commercial purpose. Use or posting of the Content on any other Website or in a networked computer environment for any purpose is expressly prohibited.
If you violate any part of this Agreement, your permission to access and/or use the Content and the Website automatically terminates and you must immediately destroy any copies you have made of the Content.
Our trademarks, service marks, and logos used and displayed on the Website are our registered and unregistered trademarks or service marks. Other company, product, and service names appearing on the Website may be trademarks or service marks owned by others (“Third Party Trademarks,” and, collectively with us, the “Trademarks”). Nothing on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark, without our written permission specific to each such use. No Content may be redistributed without our written permission in each instance.
You agree to defend, indemnify, and hold us and our officers, directors, employees, successors, and licensees harmless from and against any claim, action, or demand, including, without limitation, reasonable legal and accounting fees, arising out of or arising out of your breach of this Agreement or your misuse of the Content or the Website. We will provide you with notice of any such claim, action, or proceeding and will assist you, at your expense, in defending any such claim, action, or proceeding. We reserve the right, at your expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification under this section. In such case, you agree to cooperate with any reasonable requests assisting our defense of such matter.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
Terms: The Services to be provided to you may be canceled or terminated by us. We may terminate the Services at any time, with or without cause, upon written notice. We will not be liable to you or any third party for any such termination. Termination of these Terms will terminate all of your subscriptions to the Services.
Effect of Termination: Upon termination of these Terms for any reason, or cancellation or expiration of your Services: (a) We will stop providing the Services; (b) You will not be entitled to a refund of any fees or usage fees, or other charges, pro-rata or otherwise; (c) any fees you owe us will immediately become due and payable in full, and (d) we may delete archived data within 30 days. All sections of the Terms that expressly provide for survival, or by their nature should survive, will survive termination of the Terms, including, without limitation, indemnity, warranty disclaimers, and limitations of liability.
This Agreement constitutes the entire agreement between the parties to this Agreement regarding the subject matter contained in this Agreement.
If a dispute arises between you and the interscale.ac.id website, our goal is to resolve the dispute quickly and cost-effectively. Therefore, you and the mobile application agree that we will resolve any claim or controversy at law or in equity arising between us from this Agreement or the website and mobile application Services (“Claim”) following this section entitled “Dispute Resolution.” Before using these alternatives, you agree to first contact us directly for dispute resolution by contacting Customer Service.
For any claim arising between you and interscale.ac.id (excluding claims for injunctive or other relief), the party seeking relief may elect to resolve the dispute in a cost-effective manner through binding, non-appearance-based arbitration. The party electing arbitration must initiate the arbitration through an alternative dispute resolution (“ADR”) provider designated and mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: (a) the arbitration shall be conducted by telephone, online, and/or based solely on written submissions, the specific manner of which shall be chosen by the party initiating the arbitration; (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties, and (c) if the arbitrator renders an arbitration award, the party against whom the award is rendered may enter the arbitration award in any court of competent jurisdiction.
The provisions herein shall be governed by and construed in accordance with the laws of Australia without giving effect to any principles of conflicts of law. The Australian courts shall have exclusive jurisdiction over any disputes arising out of the use of the Website.
We shall not be liable to you, your users or any third party for any failure to perform our or its obligations under these Terms if such failure occurs as a result of the occurrence of an event beyond our reasonable control, including, without limitation, acts of war or terrorism, natural disasters, power supply failures, riots, civil commotion or other force majeure event.
We reserve the right to assign/transfer this agreement to any third party including our parent company, subsidiaries, affiliates, partners and group companies, without the consent of the User.
We welcome feedback, comments and suggestions for improving the Services (“Feedback”). You can submit Feedback by emailing us at [email protected]
